Bank of Baroda Probationary Officers. Exam .,2008

(Held on 05-10-2008)

General Socio-Economic & Banking Awareness

1. RBI's open market operation transactions are carried out with a view to regulate ____

(A) Liquidity in the economy

(B) Prices of essential commodities

(C) Inflation

(D) Borrowing power of the banks

(E) All the above

Ans (E)

2. Open market operations , one of the measures taken by RBI in order to control credit expansion in the economy means ____

(A) Sale or purchase of Govt. securities

(B) Issuance of different types of bonds

(C) Auction of gold

(D) To make available direct finance to borrowers

(E) None of these

Ans (A)

3. The bank rate means ___

(A) Rate of interest charged by commercial banks from borrowers

(B) Rate of interest at which commercial banks discounted bills of their borrowers

(C) Rate of interest allowed by commercial banks on their deposits

(D) Rate at which RBI purchases or rediscounts bills of exchange of commercial banks

(E) None of these

Ans (D)

4. What is an Indian Depository Receipt?

(A) A deposit account with a Public Sector Bank

(B) A deposit account with any of depositories in India

(C) An instrument in the form of depository receipt created by an Indian depository against
underlying equity shares of the issuing company

(D) An instrument in the form of deposit receipt issued by an Indian depositories

(E) None of these

Ans (C)

5. Fiscal deficit is ____

(A) total income less Govt. borrowing

(B) total payments less total receipts

(C) total payments less capital receipts

(D) total expenditure less total receipts excluding borrowing

(E) None of these

Ans (D)

6. In the capital market , the term arbitrage is used with reference to ____

(A) purchase of securities to cover the sale

(B) sale of securities to reduce the loss on purchase

(C) simultaneous purchase and sale of securities to make profits from price

(D) variation in different markets

(E) Any of the above

Ans (C)

7. The stance of RBI monetary policy is _____

(A) inflation control with adequate liquidity for growth

(B) improving credit quality of the Banks

(C) strengthening credit delivery mechanism

(D) supporting investment demand in the economy

(E) Any of the above

Ans (E)

8. Currency Swap is an instrument to manage ___

(A) currency risk

(B) interest rate risk

(C) currency and interest rate risk

(D) cash flows in different currency

(E) All of the above

Ans (D)

9. "Sub-prime" refers to_______

(A) lending done by banks at rates below PLR

(B) funds raised by the banks at sub - Libor Rates

(C) Group of banks which are not rate as prime banks as per Banker's Almanac

(D) lending done by financing institutions including banks to customers not not meeting with normally required credit appraisal standards

(E) All of the above

Ans (D)

10. Euro Bond is an instrument _____

(A) issued in the European market

(B) issued in Euro currency

(C) issued in a country other than the country of the currency of the Bond

(D) All of the above

(E) None of these

Ans (C)

11. Money laundering normally involves _____

(A) placement of funds

(B) layering of funds

(C) integrating of funds

(D) All of (A), (B) & (C)

(E) None of (A), (B) & (C)

Ans (D)

12. The IMF and the World Bank were conceived as institutions to ____

(A) strengthening international economic co-operation and to help create a more stable and prosperous global economy

(B) IMF promotes international monetary cooperation

(C) The World Bank promotes long term economic development and poverty reduction

(D) All of (A),(B) & (C)

(E) None of (A),(B) & (C)

Ans (D)

13. Capital Market Regulator is _____

(A) RBI

(B) IRDA

(C) NSE

(D) BSE

(E) SEBI

Ans (e)

14. In the term BRICS , R stands for ______

(A) Romania

(B) Rajithan

(C) Russia

(D) Regulation

(E) Npne of these

Ans (C)

15. FDI refers to _____

(A) Fixed Deposit Interest

(B) Fixed Deposit Investment

(C) Foreign Direct Investment

(D) Future Derivative Investment

(E) None of these

Ans (C)

16. Which is the fist Indian company to be listed in NASDAQ?

(A) Reliance

(B) TCS

(C) HCL

(D) Infosys

(E) None of these

Ans (D)

17. Which of the following is the Regulator of the credit rating agencies in India?

(A) RBI

(B) SBI

(C) SIDBI

(D) SEBI

(E) None of these

Ans (D)

18. Who is Brand Endorsing Personality of Bank of Baroda?

(A) Juhi Chawala

(B) Kiran Bedi

(C) Amitabh Bachchan

(D) Kapil Dev

(E) None of these

Ans (E)

19. The Branding Line of Bank of Baroda is ____

(A) International Bank of India

(B) India's International Bank

(C) India's Multinational Bank

(D) World's Local Bank

(E) None of these

Ans (B)

20. The logo of Bank of Baroda is known as ___

(A) Sun of Bank of Baroda

(B) Baroda Sun

(C) Bank of Baroda's Rays

(D) Sunlight of Bank of Baroda

(E) None of these

Ans (B)

21. One of the major challenges banking industries is facing these days is money laundering. Which of the following acts/ norms are launched by the banks by the banks to prevent money laundering in general ?

(A) Know your customer norms

(B) Banking Regulation Act

(C) Negotiable Instrument Act

(D) Narcotics and Psychotropic Substance Act

(E) None of these

Ans (E)

22. Lot of Banks in India these days are offering M-Banking Facility to their customers . What is the full form of 'M' in 'M-Banking'?

(A) Money

(B) Marginal

(C) Message

(D) Mutual Fund

(E) Mobile Phone

Ans (E)

23. Which of the following is/are true about the "Sub-Prime Crisis" ? (The term was very much in news recently.)

(1) It is a Mortage Crisis referring to Credit default by the borrowers

(2) Sub-Prime borrowers were those borrowers who were rated low and were high risk borrowers

(3) This crisis originated of negligence in credit rating of the borrowers

(A) Only 1

(B) Only 2

(C) Only 3

(D) All 1,2 & 3

(E) None of these

Ans (D)

24. Which of the following is NOT the part of the structure of the financial System in India ?

(A) Industrial Finance

(B) Agricultural Finance

(C) Government Finance

(D) Development Finance

(E) Personal Finance

Ans (E)

25. Which of the following is NOT the part of the Scheduled Banking structure in India ?

(A) Money Lenders

(B) Public Sector Banks

(C) Private Sector Banks

(D) Regional Rural Banks

(E) State Co-operative Banks

Ans (A)

26. As we all know Govt. of India collects tax revenue on various activities in the country. Which of the following is a part of the tax revenue of the Govt. ?

(1) Tax on Income

(2) Tax on Expenditure

(3) Tax on property or Capital Asset

(4) Tax on Goods and Services

(A) Both 1 and 3 only

(B) Both 2 and 4 only

(C) All 1,2,3 & 4

(D) Only 2,3 and 4

(E) None of these

Ans (C)

27. We very frequently read about Special Economic Zones (SEZs) in newspapers. These SEZs were established with which of the following objectives ?

(1) To attract foreign investment directly

(2) To protect domestic market from direct competition from multinationals

(3) To provide more capital to agriculture and allied activities

(A) Only 1

(B) Only 2

(C) Only 3

(D) All 1,2 & 3

(E) None of these

Ans (A)

28. Which of the following groups of the countries has almost 50% share in Global emission of carbon every year ?

(A) US, China, India, South Africa

(B) India, china, Russia , Britain

(C) South Africa, Nepal , Myanmar

(D) US, Russia, China & India

(E) None of these

Ans (D)

29. Many times we read about Future Trading in newspapers. What is Future Trading ?

(1) It is nothing but a trade between any two stock exchanges where in it is decided to purchase the stocks of each other on a fixed price throughout the year

(2) It is an agreement between two parties to buy and sell an underlying asset in the future at a predetermined price

(3) It is agreement between Stock Exchanges that they will not trade the stocks of each other under any circumstances in future or for a given period of time

(A) Only 1

(B) Only 2

(C) Only 3

(D) All 1,2 & 3

(E) None of these

Ans (B)

30. Hillary Clinton formally suspended her campaign to ensure election of who amongst the following for the next President of USA?

(A) George Bush

(B) Barack Obama

(C) John McCain

(D) Boll Clinton

(E) None of these

Ans (B)

31. Hugo Chavez whose name was recently in news is the _____

(A) President of Cango

(B) Prime Minister of Uganda

(C) President of Venezuela

(D) Prime Minister of Brazil

(E) None of these

Ans (C)

32. The Govt. of India has raised the amount of the loan Waiver to the farmers by 20%. Now the amount is nearly _____

(A) Rs. 60,000 crores

(B) Rs. 65,000 crores

(C) Rs. 72,000 crores

(D) Rs. 76,000 crores

(E) Rs. 80,000 crores

Ans (A)

33. Delimitation Commission has made a recommendation the next Census should be Panchayat-wise. When is the next Census due ?

(A) 2010

(B) 2011

(C) 2012

(D) 2013

(E) 2015

Ans (B)

34. The world Health Organization has urged that advertisements of which of the following should be banned to protect youth from bad effects of the same ?

(A) Tobacco

(B) Alcoholic drinks

(C) Junk Food

(D) Soft drinks with chemical preservatives

(E) None of these

Ans (A)

35. Which of the following countries has allocated a huge amount of US $ 10 billion to provide relief to its earthquake victims ?

(A) Japan

(B) South Korea

(C) China

(D) South Africa

(E) None of these

Ans (C)

36. Which of the foloowing names is NOT closely associated with space Programme of India or any other country ?

(A) CARTOSAT

(B) NLS-5

(C) RUBIN-8

(D) GSLV

(E) SCOPE

Ans (E)

37. Vijay Hazare Trophy is associated with game of _____

(A) Hockey

(B) Cricket

(C) Badminton

(D) Football

(E) Golf

Ans (B)

38. Which of the following was theme of the Olympic Torch ?

(A) Journey of Harmony

(B) Green World Clean World

(C) Journey of Peace

(D) Jouney of Hunger-free World

(E) None of these

Ans (A)

39. Which of the following schemes is NOT a social development Scheme ?

(A) Indira Awas Yojana

(B) Mid Day Meal

(C) Bharat Nirman Yojana

(D) Sarva Siksha Abhiyan

(E) All are Social Schemes

Ans (C)

40. Which of the following is NOT a member of ASEAN ?

(A) Maleysia

(B) Indonesia

(C) Vietnam

(D) Britain

(E) Singapore

Ans (D)

41. Which of the following awards are given for the excellence in the field of Sports ?

(A) Kalinga Prize

(B) Shanti Swarup Bhatnagar Award

(C) Arjun Award

(D) Pulitzer Award

(E) None of these

Ans (C)

42. Inflation in India is measured on which of the following indexes/indicators ?

(A) Cost of Living Index (COLI)

(B) Consumer Price Index (CPI)

(C) Gross Domestic Product (GDP)

(D) Wholesale Price Index (WPI)

(E) None of these

Ans (D)

ANDHRA BANK I.T. OFFICER EXAM 2008

(HELD ON 28-09-2008)

General Awareness

1. Ashok Mankad who died recently was a famous -

(A) Journalist

(B) Cricket Player

(C) Politician

(D) Author

(E) Cine Artist

Ans (B)

2. The logo of the "Olympic Games - 2008" is named as -

(A) Dancing Beijing

(B) Race of Harmony

(C) One world one dream

(D) Beijing welcomes you

(E) None of these

Ans (A)

3. Midnight children is book written by -

(A) Kiran Desai

(B) Chetan Bhagat

(C) Salman Rusdie

(D) V.S.Naipaul

(E) None of these

Ans (C)

4. Which of the following teams won the "Asia cup cricket 2008" held in Karanchi in July 2008?

(A) India

(B) Pakistan

(C) Sri Lanka

(D) Bangladesh

(E) None of these

Ans (C)

5. The commonwealth Games 2010 are scheduled to be held in -

(A) Bnagalore

(B) Pune

(C) New Delhi

(D) Mumbai

(E) Hyderabad

Ans (C)

6. Which of the following teams won the "Champions Trophy" 2008 (of Hockey) held in June 2008?

(A) Russia

(B) England

(C) India

(D) Pakistan

(E) Australia

Ans (E)

7. The 34th G-8 Summit was organized in July 2008 in -

(A) France

(B) Germany

(C) Russia

(D) Italy

(E) Japan

Ans (E)

8. Which of the following is specifically designed to control various risk involve in Banking operations?

(A) RTGS

(B) FEMA

(C) Basel Norms

(D) EFTOPS

(E) All these

Ans (C)

9. In banking world providing credit and other financial services and products of very small amount to the poors in rural/semi-urban area is known as -

(A) NGO Finance

(B) Credit Finance

(C) Corporate Finance

(D) Micro Finance

(E) None of these

Ans (D)

10. Which of the following organizations has launched "Kick the CO2 Habit" Campaign to create awareness about "Global Warming"?

(A) ISRO

(B) WTO

(C) NASA

(D) UNO

(E) None of these

Ans (E) UNEP (United Nations Environment Programme)

11. Which of the following has been the approximate growth of India economy during 2007-08?

(A) 7 %

(B) 8 %

(C) 9 %

(D) 10 %

(E) 11 %

Ans (C)

12. Which of the following plays a very important role in farming guidelines/policies pertaining to provide credit facility to agriculculture and rural sectors?

(A) SIDBI

(B) NABARD

(C) ICICI Bank

(D) ECGE

(E) Exim Bank

Ans (B)

13. Who amongst the following was the Speaker of the Lok Sabha when Mnamohan Singh Govt. was required to go for "Vote of Confidence" on 22nd July 2008?

(A) Najma Heptulaha

(B) P.M.Sayeed

(C) Somnath Chatterjee

(D) Mohamad Hamid Ansari

(E) None of these

Ans (C)

14. Amar singh whose name was very much in news recently belongs to which of the following political parties?

(A) Bohujan Samaj Party

(B) Samajwadi Party

(C) Samta Party

(D) CPI (M)

(E) None of these

Ans (B)

15. The RBI Governor reviews the Annual Monetary and Credit Policy every time after a gap of -

(A) Two months

(B) Three months

(C) Four months

(D) Six months

(E) As and When required

Ans (B)

16. The Advertisement of which of the following banks has the punch line "Much more to do with you in focus"?

(A) State Bank of India

(B) ICICI Bank

(C) Bank of Baroda

(D) Bank of India

(E) Andhra Bank

Ans (E)

17. R.S.Gavai has taken over as the Governor of _

(A) Assam

(B)Jammu & Kashmir

(C) Biha

(D) Kerala

(E) None of these

Ans (D)

18. The unit of sound is -

(A) Dyne

(B) Joule

(C) Knot

(D) Watt

(E) Decibel

Ans (E)

19. Who amongst the following has written the book "Gandhiji's Emissary"?

(A) Arun Gandhi

(B) Abdul Sultan

(C) B.G.Varghese

(D) D.B.C.Pierre

(E) Sudhir Ghosh

Ans (E)

20. Who amongst the following has written the book "The Last Moghul"?

(A) John Banville

(B) Elfriede Jelinek

(C) Graham Green

(D) Hussain Haqqani

(E) William Darlymple

Ans (E)

SBI Probationary Officer's Exam Solved Paper 2008

(Held on 12-10-2008)

General Awareness/Computer Knowledge

1. Balmiki Prasad Singh has taken over as Governor of _____

(A) Goa

(B) Bihar

(C) Meghalaya

(D) Sikkim

(E) None of these

Ans (D)

2. The Paralympic Games in September 2008 were held at _____

(A) Tokyo

(B) New York

(C) Madrid

(D) Stckholm

(E) Beijing

Ans (E)

3. Which of the folowing is/are True about the National Rainfed Area Authority (NRAA) which was in news recently?

(1) The NRAA was set-up in 1955 at the initiative of the then Prime Minister J.L.Nehru

(2) NRAA was established to co-ordinate the work of five ministries associated with the development of rainfed areas

(3) NRAA is now converted into a Corporation of the same name

(A) Only 1

(B) Only 2

(C) Only 3

(D) All 1 , 2 & 3

(E) None of these

Ans (B)

4. Dalichi Sankyo has recently taken over which of the following Companies/Corporation of Indian base /

(A) Jet Airways

(B) Ranbaxy

(C) Bhilai Steel Plant

(D) National Textiles Corporation

(E) None of these

Ans (B)

5. The recent report on Global Development Finance released by the World Bank has projected India's GDP growth rate at which of the following levels?

(A) 5 %

(B) 6 %

(C) 7 %

(D) 8 %

(E) 9 %

Ans (C)

6. which of the following cities is placed at the top of the list of cities found suitable for "Global Commerce" compiled by the master cards? (Result of the survey were published in various financial newspaper)

(A) London

(B) New York

(C) Tokyo

(D) Beijing

(E) Mumbai

Ans (D)

7. The New Capital Adequacy Framework prescribed for banks in commonly known as ___

(A) Credit Policy

(B) Monetary Policy

(C) KYC Norms

(D) Basel Accord

(E) None of these

Ans (D)

8. As we all know Cash Reserve Ratio (CRR) in the percentage of the deposit banks keep in reserve with them . This ratio is also known as ___

(A) Repo Rate

(B) Reserve Repo Rate

(C) SLR

(D) Liquidity Ratio

(E) None of these

Ans (E)

9. The sudden turn of events in the economic environmental globally , in the last four to five month have resulted in slowing down of India's economic growth. Which of the following is/are the event(s) which has/have put their impact on Indian economy?

(1) Turmoil in US Credit market

(2) Large scale increase in the prices of crude oil and foodgrains

(3) Adoption of Basel II norms by the banks

(A) Only 1

(B) Only 2

(C) Only 3

(D) Both 1 & 2 only

(E) All 1,2 & 3

Ans (D)

10. Which of the following is India's Tax GDP ratio ?

(A) 5 %

(B) 15 %

(C) 25 %

(D) 30 %

(E) None of these

Ans (B)

11. Which of the following is known as 'Himadri' ?

(A) It is India's Space Craft launched to study the moon

(B) It is India's first Research Station in Arctic Region

(C) It is new battle tank produced by India

(D) It is new warship inducted in the Indian Navy recently

(E) None of these

Ans (B)

12. The Govt. of India recently announced a subsidized pricing policy based on nutrients in it of which of the following to protect the interest of the farmers ?

(A) Seeds

(B) Pesticides

(C) Fertilizers

(D) Organic Manure

(E) None of these

Ans (D)

13. The next Non-Aligned Movement SAummit 2009 is scheduled to be held in ___

(A) India

(B) Egypt

(C) Brazil

(D) South Africa

(E) None of these

Ans (B)

15. Ghulam Nabi Azad was in the news recently as he has resigned from the post of the ___

(A) Governor, Jammu & Kashmir

(B) Chief Minister , Jammu & Kashmir

(C) Governor , Jharkhand

(D) Chief Minister, Jharkhand

(E) Governor, Manipur

Ans (B)

15. When the growth of GDP in a country slows down suddenly,people start losing their jobs and the situation continues for several weeks,what name is given to this state of economy (A big was in this state recently.) ?

(A) Inflation

(B) Recession

(C) Deflation

(D) Economic Boom

(E) None of these

Ans (B)

16. "Lisbon Treaty" is the treaty accepted/adopted by the members of which of the following organizations recently ?

(A) NATO

(B) SAARC

(C) European Union

(D) Nuclear Supplier Group (NSG)

(E) None of these

Ans (C)

17. When a corporate entity wishes to raise money from the market it can do that by issuing ___

(A) Treasury Bill

(B) Momerandom of Association

(C) Kisan Vikas Patra

(D) National Saving Certificate

(E) Commercial Papers

Ans (E)

18. Russia has recently made a ceasefire Agreement with which of the following nations ?

(A) Ukraine

(B) Kazakhastan

(C) Croatia

(D) Georgia

(E) None of these

Ans (D)

19. The Govt. of India has decided to build a Nuclear Power Plant in which of the following North Eastern States ?

(A) Manipur

(B) Assam

(C) Meghalaya

(D) Arunachal Pradesh

(E) None of these

Ans (E)

20.India won it's individual Gold Medal in Beijing Olympic 2008 in which of the following events ?

(A) Hockey

(B) Football

(C) Lawn Tennis

(D) Swimming

(E) Rifle Shooting

Ans (E)

State Bank of India Probationary Officer 2008 Solved Paper

(Held on 27-07-2008)

General Awareness & Computer Knowledge

1. Which of the following statement(s) reflects India's stand on new World Trade Organization's proposal on the issue of the subsidy to agro products ?
(1) India would protect the interest of its poor farmers who can not bear the burden of the cost of the products if they have to sell them on cheaper rate.
(2) Indian industry needs more flexibility as compared to the industry in developed countries.
(3) WTO has set up a new committee under the chairmanship of Putin of Russia to look into the issue of subsidy and find out a solution to the problem acceptable to all the parties.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 & 2
(E) None of these
Ans : (A)

2. Which of the following statement(s) is / are true about the 11th five year plan of India ?
(1) The highest priority is given to exports ,education and development of steel sector.
(2) The plan aims at achieving the growth at 10 % level by the end of the plan.
(3) The Rashtriya Krishi Vikas Yojana is revived in such a way so that it can be achieve a growth nof 4 % for agriculture sector.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 & 2
(E) None of these
Ans : (D)

3. As per the figures released recently the Stock markets in emerging economies made handsome returns last year (2007-08). Which of the following stock markets amongst the BRIC nations registered highest increased (97 %) compared to its performance in 2006-07 ?
(A) China
(B) Brazil
(C) Russia
(D) India
(E) None of these
Ans : (A)

4. Bayana which was in news recently is a place in—
(A) Uttar Pradseh
(B) Madhya Pradseh
(C) Bihar
(D) Haryana
(E) Rajasthan
Ans : (E)

5. Which of the following statement (s) is / are correct about the Indo-Russia Bilateral Defence Ties ?
(1) Both the countries have decided to produce a fifth generation fighter aircraft and a multi role cargo plane.
(2) India has agreed to launch Russian missiles from its base at Chandipur incase some other nation attacks on Russia
(3) India and Russia were able to sort out differences over the utilization of Rupee debt fund which is of Rs. 8000 crore at present.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 & 3 only
(E) None of these
Ans : (A)

6. India has recently decided to put a wire fence on the 76 km. long border in Dhudri district in Assam. The fence will separate India from—
(A) Nepal
(B) China
(C) Bangladesh
(D) Myanmar
(E) Pakistan
Ans : (C)

7. As we all know the Govt. of India is very keen about providing banking service to the people in rural and remote areas . However , banks feel that the cost of providing services in these areas for financial inclusion is quite high if services are offered through the "traditional branch channel ". What is / are the other alternative cost effective channel(s) to fulfill this aim of the Govt. of India ?
(1) Putting biometric ATMs.
(2) Introduce mobile banking.
(3) Issue credit or debit cards
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 & 3
(E) None of these
Ans : (B)

8. The Govt. of India recently issued a notification altering constituencies in 24 States and Union territories. This is done as per the provision of which of the following Acts?
(A) Delimitation Act
(B) Census Act
(C) Parliament Act
(D) State Reorganization Act
(E) None of these
Ans : (A)

9. As we read very frequently in the newspaper fraudulent activities in financial world is still continuing despite various efforts made by various countries to prevent them. As an estimate by IMF, what is the probable amount derived from such illegal activities which is laundered through the world's formal financial systems every year? About -
(A) US$ 500 billion
(B) US$ 800 billion
(C) US$ 1000 billion
(D) US$ 1250 billion
(E) US$ 1500 billion
Ans : (A)

10. Indian Prime Minister during his visit the Arunachal Pradseh a few months back asserted that the State is India's Land of Rising Sun. Which of the following countries did not like his statement and had raised some objection over his visit to Arunachal Pradseh which is very much a part of India?
(A) Myanmar
(B) China
(C) Bangladseh
(D) Bhutan
(E) Nepal
Ans : (B)

11. Which of the following is the amount of insurance cover provided to the workers of the unorganized sector under Rashtriya Swasthya Bima Yojana?
(A) Rs. 10,000/-
(B) Rs. 20,000/-
(C) Rs. 30,000/-
(D) Rs. 40,000/-
(E) Rs. 50,000/-
Ans : (C)

12. Which of the following is NOT one of the highlights Economic Survey presented in the Lok Sabha for the year 2007-08?
(A) Economy has "moved to higher growth phase"
(B) A trend of acceleration in domestic investment and saving rate is recorded.
(C) Buoyant growth in Govt. revenue.
(D) Indian Economy at market rate of exchange crossed 1 trillion US$ in current fiscal.
(E) Net Foreign direct Investment increased by 350% .
Ans : (E)

13. Which of the following is / are correct about sub prime crisis which was in news recently?
(1) It has reduced the flow of capital coming of Indian Stock Markets.
(2) The sub prime crisis is the major financial crisis whose origin is in the Russia and Brazil.It has adversely affected the economy of Europe and USA.
(3) The crisis started when some people started trading with false Share certificates of major blue chip US companies in the stock markets.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 & 2
(E) None of these
Ans : (D)

14. The Prime Minister Gram Sadak Yojana (PMGSY) has a target to connect all habitations of which of the following levels with all weather roads by 2008-09?
(A) 1000+
(B) 2000+
(C) 3000+
(D) 4000+
(E) None of these
Ans : (A)

15. As we all know the value of the Indian rupee has appreciated in the recent past . The value of the Rupee is direct dependent on which of the following?
(A) Availability of commodities in the market.
(B) VAT introduced by the Govt. on various commodities.
(C) Size of total Forex Reserve of India currently.
(D) Capital flow in the market during a given period of time.
(E) None of these
Ans : (A)

16. Which of the following banks has taken over the Centurion Bank of Punjab?
(A) ICICI Bank
(B) IDBI Bank
(C) HDFC Bank
(D) AXIS Bank
(E) None of these
Ans : (B)

17. As per provision made in Bharat Nirman Programme the pace of creation of irrigation facilities is required to be raised from present level of 1.42 million hectare per year in such a way so that it can achieve the target level fixed for the same?
(A) 1.50 million hectares / year
(B) 1.75 million hectares / year
(C) 2.00 million hectares / year
(D) 2.25 million hectares / year
(E) 2.50 million hectares / year
Ans : (D)

18. Inflation has become major area of concern in India these days. What measures do the Govt. of India / RBI normally take to control the same?
(1) Fixation of Maximum Price of the Commodities
(2) System of Dual prices.
(3) Increased in supply of food grains.
(4) Control on credit and liquidity in market.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 2, 3 & 4
(E) All 1, 2, 3 & 4
Ans : (D)

19. How much Education Cess is being levied on all the taxes to support elementary education for the children of age group of 6-14 years under Sarva Shiksha Abhiyan (SSA)?
(A) 0.50%
(B) 0.75%
(C) 1.00%
(D) 1.50%
(E) 2.00%
Ans : (E)

20. Which of the following is / are correct about various concessions given in the Union Budget for 2008-09?
(1) Five years tax holidays for setting up hospitals in Tier II & Tier III regions for providing health care in rural areas.
(2) Commodities tax transaction to be introduced.
(3) Banking cash transaction tax withdrawn.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 2 & 3
(E) All 1, 2 & 3
Ans : (E)

21. Which of the following statements reflects the aim(s) Jawaharlal Nehru National Urban Renewal Mission (JNNURM)?
(1) Give focused attention to integrated development of infrastructure in selected cities.
(2) Provide basic services to the urban poors
(3) Scale up civic amenities and provision of utilities in urban areas.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 & 3
(E) None of these
Ans : (D)

22. The Press Freedom Day is observed on which of the following days?
(A) 1st May
(B) 1st June
(C) 3rd May
(D) 3rd June
(E) 10th June
Ans : (C)

23. As per the decision taken by the Govt. of India now the National Rural Employment Guarantee Act is extended to all the districts of India. This means : it will now be applicable to about—
(A) 200 districts
(B) 300 districts
(C) 400 districts
(D) 500 districts
(E) 600 districts
Ans : (E)

24. As per the reports published by the Ministry of Finance recently the overseas borrowings by the Corporates and currency fluctuation has gone up by which of the following percentage points? About—
(A) 1%
(B) 2%
(C) 3%
(D) 4%
(E) 5%
Ans : (C)

25. The Govt. of India and Reserve Bank of India is planning to set up an autonomous "ATM corporation of India" in which various banks can get together for common ATM operations. If this happens how will we all be benefited by the same?
(1) It will be a cost effective measure as each bank can share its operational cost with others.
(2) Clients can withdrawn money from any ATM from any location. They are not required to go to their banks' ATM only.
(3) It will indirectly help the IT business also as India has a large pool of IT skilled manpower waiting for suitable placement.
(A) Only 1
(B) Only 2
(C) Both 1 & 2
(D) All 1, 2 & 3
(E) None of these
Ans : (C)

26. As per the news published in various newspapers the Govt. of India has decided to create a Strategic Reserve of—
(A) Oil & Petroleum
(B) Rasoi Gas
(C) Food grains
(D) Cement & Steel
(E) None of these
Ans : (C)

27. The Govt. of India had constituted a high level committee on financial sector reforms with Raghuram G.Rajan as its Chairman. Which of the following is / are the recommendations of the committee?
(1) Liberalize the interest rate that banks/institution can charge to ensure credit for poors.
(2) Create an office of the Ombudsman exclusively for financial sector.
(3) Do not allow foreign investors in domestic stock markets.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 & 2
(E) None of these
Ans : (E)

28. Yves Leterme has taken over as the prime minister of—
(A) Newzealand
(B) Belgium
(C) Croatia
(D) Portugal
(E) None of these
Ans : (B)

29. The State Bank of India recently opened its 10000th branch in Puduvayal (Tamil Nadu). Only a bank in China has more branches than State Bank of India in the world. What is the name of that Chinese bank?
(A) Shanghai Commercial Bank
(B) Bank of China
(C) China Banking Corporation
(D) Industrial and Commercial Bank of China
(E) None of these
Ans : (D)

30. Many a times we read about 'Globalization' and its impact on business practice in India. Which of the following is NOT one of the important parameters of 'Globalization'?
(1) Reduction of trade barriers to permit free flow of goods and services amongst various nations.
(2) Developing an environment in which free flow of capital can take place.
(3) Promoting local industry to cater to the needs of the consumers in Tier II and Tier III cities. The production from metros should be reserved only for exports.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1,2 & 3
(E) Both 2 & 3
Ans : (D)

31. Many times we read a term CBS used in banking operation. What is the full form of the letter 'C' in the term 'CBS'?
(A) Core
(B) Credit
(C) Continuous
(D) Complete
(E) None of these
Ans : (A)

32. As per news published in newspapers the Oil & Natural Gas Commission (ONGC) has purchased some oil assets in Latin American Countries along with one other major company of India . What is the name of that company?
(A) Hindustan Petroleum Corporation
(B) Indian Oil Corporation
(C) Reliance Industries Ltd.
(D) National Mineral Development Corporation of India
(E) None of these
Ans : (E)

33. India's First centre to monitor climate change was opened recently at—
(A) New Delhi
(B) Chennai
(C) Jaipur
(D) Bangalore
(E) Kolkata
Ans : (B)

34. Which of the following Acts was framed specially to deal more effectively with the problem of Non-Performing Assets in banking system?
(A) SARFAESI ACT.
(B) Banking Regulation Act.
(C) Foreign Exchange Management Act.
(D) Industrial Dispute Act.
(E) None of these
Ans : (A)

35. The————shows all the websites and pages that you have visited over a period of time.
(A) status bar
(B) task bar
(C) history list
(D) tool bar
(E) None of these
Ans : (C)

36. A proxy server is used for the which of the following?
(A) To provide security against unauthorized users
(B) To process client requests for web pages
(C) To process client requests for database access
(D) To provide TCP/IP
(E) None of these
Ans : (A)

37. A repair for a known software bug,usually available at no charge on the internet, is called a(n)—
(A) version
(B) Patch
(C) Tutorial
(D) FAQ
(E) None of these
Ans : (B)

38. In the URL http://www.prenhall.com, the portion lebelled http is the—
(A) host
(B) domain name
(C) protocol
(D) top-level domain
(E) None of these
Ans : (C)

39. Which of the following organizations has recently given a US$ 600 million loan to Power Grid Corporation of India,a Govt. run organization?
(A) Asian Development Bank
(B) World Bank
(C) International Monetary Fund
(D) Bank of America
(E) None of these
Ans : (B)

40. The ability to easily add additional users meAns : that a network is—
(A) Scalable
(B) dedicated
(C) Decentralized
(D) Secure
(E) None of these
Ans : (A)

41. In a database, a field is a—
(A) lable
(B) table of information
(C) group of related records
(D) category of information
(E) None of these
Ans : (C)

42. The number of pixels displayed on a screen is known as the screen—
(A) resolution
(B) colour depth
(C) refresh rate
(D) viewing size
(E) None of these
Ans : (A)

43. Wor processing , spreadsheet , and phoyo-editing are example of—
(A) application software
(B) system software
(C) operating system software
(D) platform software
(E) None of these
Ans : (A)

44. If you wish to extend the length of the network without having the signal degrade, you would use a—
(A) repeater
(B) router
(C) gateway
(D) switch
(E) None of these
Ans : (A)

45. A————is approximately a million bytes.
(A) gigabyte
(B) kilobyte
(C) megabyte
(D) terabyte
(E) None of these
Ans : (C)

46. The time it takes a device to locate data and instructions and make them available to CPU is known as—
(A) clock speed
(B) a processing cycle
(C) CPU speed
(D) access time
(E) None of these
Ans : (D)

47. ——————controls the way in which the computer system functions and provides a means : by which users are interact with the computer.
(A) The platform
(B) The operating system
(C) Application software
(D) The motherboard
(E) None of these
Ans : (B)

48. ——————meAns : that the data contained in a database is accurate and reliable.
(A) Data redundancy
(B) Data integrity
(C) Data reliability
(D) Data consistency
(E) None of these
Ans : (B)

49. A(n) —————— is aprivate corporate network,used exclusively by company employees.
(A) Internet
(B) local area network
(C) peer-to-peer
(D) intranet
(E) None of these
Ans : (B)

50. A characteristic of a file server is which of the following?
(A) Manages file operations and is shared on a network
(B) Manages file operations and is limited to one PC
(C) Acts as fat client and is shared on a network
(D) Acts as fat client and is limited to one PC
(E) None of these
Ans : (A)

Solved Paper

Indian Bank Computer Officers' Exam, 2008

General Awareness

1. A passive threat to computer security is—
(1) Malicious Intent
(2) Sabotage
(3) Accident Errors
(4) Espionage Agents
(5) None of these

2. The Secure Electronic Transaction (SET) specification—
(1) is a notice, issued and verified by a certificate authority, that guarantees a user or Web site is legitimate
(2) provides private-key encryption of all data that passes between a client and a server
(3) allows users to choose an encryption scheme for the data that passes between a client and a server
(4) uses a public-key encryption to secure credit-card transaction systems
(5) None of these

3. ……………allows wireless mobile devices to access the Internet and its services such as the Web and e-mail—
(1) TCP/IP
(2) Ethernet
(3)WAP
(4) Token ring
(5) None of these

4. 'DOS' floppy disk does not have—
(1) A Boot Record
(2) A File Allocation Table
(3) A Root Directory
(4) Virtual Memory
(5) BIOS

5. 'MICR' technology used for clearance of cheques by banks refers to—
(1) Magnetic Ink Character Recognition
(2) Magnetic Intelligence Character Recognition
(3) Magnetic Information Cable Recognition
(4) Magnetic Insurance Cases Recognition
(5) None of these

6. All the information collected during database development is stored in a—
(1) repository
(2) data warehouse
(3) RAD
(4) CASE
(5) None of these

7. The……………….component is used by the data analyst to create the queries that access the database.
(1) data extraction
(2) end-user query tool
(3) end-user presentation tool
(4) data store
(5) None of these

8. A(n)…………….allows network users to share a single copy of software, which resides on the network server.
(1) single-user license agreement
(2) network site license
(3) end-user license agreement
(4) business software license
(5) None of these

9. A polymorphic virus—
(1) modifies its program code each time it attaches itself to another program or file
(2) is a malicious-logic program that copies itself repeatedly in memory or on a disk drive until no memory or disk space remains
(3) a malicious-logic program that hides within or looks like a legitimate program
(4) infects a program file, but still reports the size and creation date of the original, uninfected program
(5) None of these

10. Microwave transmission is used in environments where installing physical transmission media is—
(1) difficult or impossible and where line-of-sight transmission is unavailable
(2) easy or promising and where line-of-sight transmission is unavailable
(3) difficult or impossible and where line-of-sight transmission is available
(4) easy or promising and where line-of-sight transmission is available
(5) None of these

11. Which is NOT a good Web security strategy?
(1) Restrict access to the Web server; keep a minimum number of ports open
(2) Limit the users who can load software, edit or add files.
(3) Add demo programs, so users can test system without accessing production data.
(4) Remove unnecessary compilers and interpreters.
(5) None of these

12. The altering of data so that it is not usable unless the changes are undone is—
(1) Biometrics
(2) Compression
(3) Encryption
(4) Ergonomics
(5) None of these

13. The word FIP stands for—
(1) File Translate Protocol
(2) File Transit Protocol
(3) File Typing Protocol
(4) File Transfer Protocol
(5) None of these

14. Voice mail—
(1) is the exchange of text messages and computer files transmitted via a communications network such as a local area network or the Internet
(2) permits users to converse in real time with each other via the computer while connected to the Internet
(3) functions much like an answering machine, allowing callers to leave a voice message for the called party
(4) involves using video and computer technology to conduct a meeting between participants at geographically separate locations
(5) None of these

15. A communication processor that connects dissimilar networks by providing the translation from one set of protocol to another is—
(1) Bridge
(2) Gateway
(3) Router
(4) Modem
(5) All of these

16. Which of the following is a general-purpose programming language, designed by Sun Microsystems, and well suited for use on the Web?
(1) VB Script
(2) Java Script
(3) CSS
(4) Java
(5) None of these

17. This.............tier processes HTTP protocol, scripting tasks, performs calculations, and provides access to data.
(1) Client
(2) Applications/Web server
(3) Enterprise server
(4) DBA
(5) None of these

18. RSA is—
(1) Symmetric Cryptosystem
(2) Asymmetric Cryptosystem
(3) Block Cypher
(4) Digital Signature
(5) None of these

19. A DVD-RAM is similar to a………………except it has storage capacities up to 5.2 GB.
(1) CD-R
(2) floppy disk
(3) CD-RW
(4) hard disk
(5) None of these

20. When you are selecting a mouse for a particular computer system, what is the most important consideration?
(1) The type of drivers that come with the mouse
(2) The length of the mouse cord
(3) The type of connector the mouse is equipped with
(4) The number of buttons the mouse has
(5) None of these

21. How is power supplied to a low-power USB device?
(1) Through a power cable
(2) From an external power supply
(3) Directly from the computer's power supply
(4) Through the USB cable
(5) None of these

22. All of the following are basic principles of net works, except—
(1) each computer must have a network card
(2) there must be communications media connecting the network hardware devices
(3) there must be at least one connecting device
(4) each computer must have software that supports the movement of information
(5) None of these

23. The………….data mining technique derives rules from real-world case examples.
(1) Rule discover
(2) Signal processing
(3) Neural nets
(4) Case-based reasoning
(5) None of these

24. …………….are used to identify a user who returns to a Website.
(1) Cookies
(2) Plug-ins
(3) Scripts
(4) ASPs
(5) None of these

25. Which one of the following objects is passed to a JavaBean when one of its properties is set via a JSP action?
(1) Servlet Request
(2) Http Servlet Request
(3) Servlet Response
(4) Http Servlet Response
(5) None of these

ANSWERS :
1. (1) 2. (4) 3. (3) 4. (4) 5. (1)
6. (2) 7. (2) 8. (2) 9. (1) 10. (4)
11. (4) 12. (3) 13. (1) 14. (3) 15. (2)
16. (2) 17. (1) 18. (4) 19. (3) 20. (3)
21. (4) 22. (2) 23. (3) 24. (1) 25. (3)

Punjab National Bank P.O. Exam, 2008

(Professional Knowledge )

(Held on May 4-5-2008)

General Awareness

1. Nav Krishi is a programme by—
(1) Door Darshan
(2) All India Radio
(3) NIC
(4) ICRISAT
(5) MANAGE

2. One Acre is equal to…………..hectare.
(1) 0.0541
(2) 0.8032
(3) 0.1082
(4) 0.2514
(5) 0.4047

3. SRI technology is practiced for the cultivation of—
(1) Fruits
(2) Vegetables
(3) Flowers
(4) Rice
(5) Wheat

4. If the soil pH 9.2, then the soil is—
(1) Acidic
(2) Neutral
(3) Alkaline
(4) Saline
(5) Sodic

5. …………..is used for the reclamation of acidic soil—
(1) Lime
(2) Gypsum
(3) Sulphur
(4) Calcium Chloride
(5) Ferrous Sulphate

6. 2008 is declared as International Year of—
(1) Rice
(2) Wheat
(3) Sugarcane
(4) Potato
(5) Apple

7. Golden revolution refers to the development of—
(1) Oilseeds
(2) Pulses
(3) Horticulture
(4) Cereals
(5) Fodder

8. The most important rabi pulse crop in India is—
(1) Chickpea
(2) Soyabean
(3) Pigeon pea
(4) Green gram
(5) Black gram

9. RFLP (Restriction Fragment Length Polymorphism) is—
(1) Growth promoter
(2) Molecular marker
(3) Growth retardent
(4) Herbicide
(5) Germicide

10. National Commission on Farmers was chaired by—
(1) Sri Som Pal
(2) Sri Y.C. Nanda
(3) Dr C. Rangarajan
(4) Dr M.S. Swaminathan
(5) Sri Sharad Pawar

11. Global Positioning Systems are useful for—
(1) Determining precise location (latitude and longitude) based on radio signal
(2) Determining precise distance based on radio signal
(3) Determining general pest system
(4) Determining disease forecast
(5) Determining area of farm

12. Commission for Agricultural Costs and Prices (CACP) recommends—
(1) Comfort Price
(2) State Advised Price
(3) Minimum Support Price
(4) Minimum Export Price
(5) Statutory Minimum Price

13. NPV (Nuclear Polyhedrosis Virus) is—
(1) Pest
(2) Pathogen
(3) Bio pesticide
(4) Bio fungicide
(5) Bio control agent

14. National Agricultural Cooperative Marketing Federation is known as—
(1) NIAM
(2) NAFED
(3) MARKFED
(4) NACMF
(5) NACOM

15. Which insect is known as farmers' enemy No.1?
(1) Bollworm
(2) Desert locust
(3) Aphids
(4) Stem borer
(5) Fruit fly

16. Indian Institute of Forest management is located at—
(1) Chennai
(2) Bhopal
(3) Hissar
(4) Dehradun
(5) Imphal

17. In India forests account for about …………..of land surface.
(1) 11%
(2) 22%
(3) 33%
(4) 14%
(5) 25%

18. VAM is an alternative to inorganic fertilizer. VAM is—
(1) Azospirillum
(2) Mycorrhiza
(3) Phosphate solubilising bacteria
(4) Nitrogen fixing bacteria
(5) Azotobacter

19. An example of Single Cell Protein is—
(1) agar agar
(2) spirulina
(3) rhizobium
(4) acetobacter
(5) salmonella

20. Major producer of mulberry silk in India—
(1) Karnataka
(2) Jammu and Kashmir
(3) Jharkhand
(4) Assam
(5) Himachal Pradesh

21. Bird flu affects—
(1) Cattle
(2) Poultry
(3) Sheep
(4) Prawn
(5) Silkworm

22. Minor irrigation scheme comprises several types of works with capacities to irrigate upto—
(1) 2000 acre
(2) 2000 ha
(3) 1000 ha
(4) 1000 acre
(5) 2500 ha

23. Ideal NPK ratio for Indian soils is—
(1) 8 : 4 : 2
(2) 4 : 2 : 1
(3) 9 : 5 : 3
(4) 2 : 1 : 0.5
(5) 10 : 4 : 2

24. Which of the following is a bio diesel plant?
(1) Jatropha
(2) Rose
(3) Pepper
(4) Noni
(5) Teak

25. National Research Centre on Plant Biotechnology is situated at—
(1) Nagpur
(2) New Delhi
(3) Mumbai
(4) Kolkata
(5) Chennai

ANSWERS :
1. (1) 2. (5) 3. (4) 4. (3) 5. (1)
6. (4) 7. (3)8. (1) 9. (2) 10. (4)
11. (1) 12. (3) 13. (3) 14. (2) 15. (3)
16. (4) 17. (2) 18. (2) 19. (2) 20. (1)
21. (2) 22. (3) 23. (2) 24. (1) 25. (2)